You or someone you love has been hurt in a car accident or a fall here in Texas. Now, you’re facing mounting medical bills, possibly without a paycheck coming in. Your mobility is limited. Pain is a daily reality. And on top of all that, you’re anxious, overwhelmed, and wondering who you can trust. It’s not just the physical pain. It’s the confusion, the stress, the disruption to everything.
You didn’t ask for this. You did nothing wrong. And now, to make matters worse, the insurance company is trying to minimize your claim, maybe even placing the blame on you.
You deserve to be made whole. Not a penny less.
If you’re wondering what the average settlement for a broken bone from a car accident or fall is, and how an experienced Texas attorney can help, this guide is for you.
Average Accident Settlement for Broken Bones
Unfortunately, there’s no simple way to calculate the average settlement for a broken bone in a car accident or a fall. That’s because every situation is unique, and the final settlement depends on a variety of factors. Let’s take a look at what those are.
Economic, Noneconomic, and Punitive Damages
In Texas, personal injury damages fall into three main categories: economic, noneconomic, and punitive damages. The more severe your injury, the higher your potential settlement, especially when noneconomic and punitive damages are properly pursued.
Economic damages include medical bills, lost wages, rehabilitation costs, and out-of-pocket expenses related to your injury.
Noneconomic damages account for things like pain and suffering, mental anguish, loss of enjoyment of life, and emotional distress.
In rare cases where the responsible party’s actions were especially reckless or malicious, punitive damages may be awarded to punish the wrongdoer and deter future misconduct.
At Daws Legal, PLLC, we examine your claim from all angles to help pursue the full range of compensation you deserve.
Comparative Negligence
One way that insurance companies will try to lower your settlement amount is to claim that your negligence contributed to your injury. Texas follows a modified comparative negligence rule. This means your compensation can be reduced if you are found to be partially at fault for the accident.
For example, if your total damages are $100,000 but you’re found to be 20% at fault, your recovery would be reduced by 20%, or $20,000. If you are found more than 50% at fault, you can’t recover anything.
The Other Parties Involved
Who caused your accident, and what kind of insurance coverage they have, also play a major role in what you can recover.
For example, in a car accident, if the at-fault driver was uninsured or had minimum coverage, your recovery may be limited, especially if they don’t have personal assets. If the at-fault driver was a commercial driver, like a delivery driver or company vehicle operator, the case could involve higher liability standards and larger insurance policies, increasing your potential settlement.
The same concept applies if you have broken bones from a fall. If you were injured because of the negligence of a well-insured business or government entity, you may be able to receive compensation. On the other hand, if you fall on the property of someone who isn’t insured or doesn’t have significant assets, it’s unlikely you’ll be able to recover substantial compensation.
Statute of Limitations for Personal Injury
In Texas, the statute of limitations for filing a personal injury claim is two years from the accident date. If you miss this deadline, you cannot recover any compensation, no matter how valid your claim is. That’s one of the reasons it’s critical to contact a lawyer as soon as possible after the incident.
Who Your Broken Bone Injury Lawyer Is
When it comes to support for injury compensation after an accident, generic representation won’t cut it. You need a lawyer who understands not just the law, but the medical, strategic, and insurance-related complexities that shape the value of your claim.
At Daws Legal, PLLC, founding attorney Judson Dawes brings deep, technical experience to every case, which can mean the difference between a lowball settlement and a full financial recovery. Judson is part of the elite 1% of attorneys in Texas who are board-certified in personal injury trial law by the Texas Board of Legal Specialization. Judson has successfully litigated cases against some of the largest companies in the world, even taking on cases that other firms declined, and winning seven-figure verdicts.
At Daws Legal, your case isn’t handed off to junior staff or forgotten in a pile. Our firm keeps a limited caseload so that Judson personally works on every case, every week. We aren’t a settlement mill. We’re a boutique litigation firm dedicated to getting every client every dollar they deserve.
How a Broken Bone Injury Lawyer Can Help
Navigating a personal injury claim while you’re recovering from a broken bone is overwhelming, and the insurance companies know that.
An experienced personal injury lawyer can help you by:
- Investigating your case to determine liability and gather evidence,
- Handling all communication with insurance adjusters,
- Documenting your medical treatment and expenses,
- Negotiating for a full and fair settlement, and
- Filing a lawsuit and going to trial if the insurance company refuses to play fair.
At Daws Legal, PLLC, we aim to manage every detail of your claim so you can focus on healing.
Examples of Broken Bone Verdicts and Settlements
Many law firms like to dangle million-dollar examples of broken bone verdicts and settlements in front of potential clients. And while it’s true that some broken bone claims can result in high-value settlements, not all of those flashy numbers tell the whole story.
Some firms cite million-dollar results that actually involved catastrophic injuries, multiple plaintiffs, or large corporate defendants, not straightforward broken bone claims.
Daws Legal believes in transparency. We work hard to recover every dollar of:
- Medical expenses;
- Lost income;
- Pain and suffering;
- Future care needs; and
- Punitive damages, when warranted.
Every client matters. Every situation is different. And every settlement we pursue is tailored to the real impact of the injury on your life.
Don’t Get Taken Advantage Of: Call Us Today
Insurance companies have a tactic called “swoop and settle.” They’ll call you before you’ve had a chance to retain a broken bone injury lawyer and offer to settle for pennies on the dollar.
Similarly, high-volume legal firms will sign you up as a client, take the easiest route on your claim, and be done with it.
Don’t fall for either.
Reach out to Daws Legal, PLLC. Our advocacy has helped secure million-dollar settlements for our injured clients, and we are prepared to fight for you to receive exceptional, ongoing healthcare and financial recovery. We’ll take on the insurance company so you can focus on healing. Once the claim is resolved, you can have the peace of mind that you received the best settlement possible to build a good future for yourself.
If you or a loved one suffered a broken bone after a car accident or fall in Texas, don’t wait. Contact our office today to schedule a free consultation.