What to Know About Broken Bones in Texas Accident Claims

If you or someone you love has been injured in Texas, you may be feeling overwhelmed, and rightfully so. Suddenly, your world is filled with medical appointments, pain, missed workdays, and uncertainty. Perhaps you’re already getting calls from insurance companies offering quick settlements on your broken bone claims that barely scratch the surface of your bills. Maybe you’re fielding calls from lawyers, promising you the world if you just sign their agreement.

Amid this chaos, you’re simply trying to make a smart, informed decision. You want to understand your rights, the process, and what kind of compensation might be available.

We’re here to walk you through everything you need to know about broken bone claims in Texas. 

Let’s break it down.

What You Need to Know About Broken Bone Compensation

Accidents that result in broken bones, whether from car wrecks, workplace incidents, or slips and falls, can lead to serious consequences. Understanding what kind of broken bone compensation is available in Texas is key to seeking a full and fair recovery.

Generally, the more severe the bone injury, the more compensation a victim may be entitled to. A fractured toe is very different from a crushed pelvis or multiple compound fractures requiring surgical intervention and long-term rehabilitation. Your lawyer will help assess your case and pursue maximum compensation based on your specific damages.

Compensation typically falls into three categories: economic, noneconomic, and punitive damages.

Economic Damages

Economic damages involve tangible financial losses. They include:

  • Emergency room visits and hospital stays;
  • X-rays, MRIs, and surgeries;
  • Physical therapy and rehabilitation;
  • Lost wages and loss of future earning capacity; and
  • Out-of-pocket expenses for medications, transportation, or assistive devices.

A broken bones lawyer knows all types of economic damages to look for, and how much the insurance company should pay for them.

Noneconomic Damages

Noneconomic damages refer to emotional, psychological, and personal losses that are harder to quantify. These include:

  • Pain and suffering,
  • Mental anguish,
  • Loss of enjoyment of life, and
  • Disfigurement or physical impairment.

Since these kinds of damages are subjective, they can be trickier to put a dollar amount on. An experienced attorney will help evaluate your situation strategically and negotiate for the best settlement possible.

Punitive (Exemplary) Damages

Punitive damages (also called exemplary damages in Texas) are reserved for rare cases where the defendant’s conduct was particularly reckless or malicious, such as drunk driving. These damages are meant to punish and deter rather than compensate.

Comparative Negligence in Texas

Texas follows a modified comparative negligence rule. That means the amount of compensation you can recover may be reduced by your percentage of fault in the accident. If you’re found to be 51% or more at fault, you’re barred from recovering any damages.

For example, if you were speeding slightly at the time of a car accident but the other driver ran a red light, you might be found 20% at fault. If your total damages are $100,000, your recovery would be reduced by $20,000, leaving you with $80,000.

Determining fault can be complex and often comes down to evidence, expert testimony, and legal strategy. A skilled lawyer will work diligently to assess where fault lies and work to defend your right to compensation.

Statute of Limitations for Personal Injury in Texas

In Texas, you typically have two years from the date of your injury to file a personal injury lawsuit. This deadline applies to most injury claims, including those from car accidents, truck collisions, premises injuries, and slip and fall incidents.

Missing this deadline means your case will likely be dismissed, no matter how serious your injuries are or how clear the other party’s liability is.

How a Broken Bone Injury Lawyer Can Help

Hiring a qualified personal injury attorney isn’t just about filing paperwork; it’s about leveling the playing field. Insurance companies have teams of adjusters, lawyers, and experts working to protect their interests. You deserve someone who will fight just as hard for yours.

Here’s how a broken bones lawyer can help:

  • Case investigation—gathering police reports, witness statements, medical records, and expert opinions to build a strong claim;
  • Insurance negotiation—handling aggressive insurance tactics and negotiating for a full and fair settlement;
  • Medical coordination—helping you connect with specialists and treatment providers, even if you don’t have health insurance;
  • Courtroom representation—taking your case to trial if the insurance company refuses to pay what you deserve; and
  • Recovery maximization—evaluating long-term damages like chronic pain or disability to ensure you aren’t shortchanged.

Support from a seasoned personal injury attorney can make a significant impact on the outcome of your case and your long-term recovery.

Choose a Board-Certified Broken Bones Lawyer

Selecting an attorney to handle your claim is one of the most critical decisions you’ll make. In a sea of flashy advertising and high-volume firms, it’s easy to end up with someone who doesn’t have the time or experience to give your case the attention it deserves.

That’s why we recommend choosing a board-certified attorney, especially for serious injury cases involving broken bones. Only about 1% of attorneys in Texas are board-certified in personal injury trial law. Judson Daws, founding attorney of Daws Legal, PLLC, is one of them.

Why Board Certification Matters

The Texas Board of Legal Specialization (TBLS) was created in 1974 by the Supreme Court of Texas. Its purpose is to recognize attorneys who have demonstrated advanced competence and expertise in specific areas of law. To earn board certification in personal injury trial Law, a lawyer must:

  • Have significant trial and litigation experience in personal injury law;
  • Complete continuing legal education;
  • Pass a rigorous exam demonstrating mastery of the subject matter; and
  • Hold qualified, vetted references from judges and attorneys in the area.

At Daws Legal, PLLC, Judson personally touches each case every single week. You can rest easy knowing he’s applying his skills and attention to your case.

Trusted Advocacy That Gets Results 

You’ve already been through enough. Don’t let uncertainty about your legal rights add to your burden. When you hire Judson Daws, you gain an advocate with the skill, experience, and tenacity to take on powerful opponents and win.

Let us take the weight off your shoulders so you can focus on your healing. Whether you’ve suffered a minor fracture or a life-altering orthopedic injury, we’ll make sure your broken bone claims are taken seriously.

Don’t spend another minute wondering who to trust. Choose one of the 1% of attorneys in Texas who are board-certified in personal injury trial law: Call Daws Legal, PLLC for your free consultation today.

Common Causes of Bone Fractures That May Require Legal Action

Going to court is the last thing most Texans want to do. It’s our nature to grit our teeth, handle our business, and move on. But when you’re hurt, truly hurt, through no fault of your own, the system can work against you. Getting back on your feet isn’t just about healing your broken bones; it’s about fighting for the compensation you need to reclaim your life.

Unfortunately, insurance companies have teams of lawyers working to pay you as little as possible. That’s where we come in.

At Daws Legal, PLLC, we don’t back down. Founding attorney Judson Daws is dedicated to fighting for hard-working people who face a system designed to protect profits over people.

This guide will walk you through the common causes of bone fractures, the types of fractures that can result in compensation, and how a bone fracture lawyer can help you secure justice.

Causes of Bone Fractures That Can Result in Compensation

Here are the most common causes of bone fractures that we see that can result in compensation for our clients.

Car Accidents

Car crashes are one of the leading causes of bone fractures in Texas. Whether from a distracted driver running a red light or someone rear-ending you at high speed, these injuries can be severe and require surgery, physical therapy, and extended time away from work. 

When alcohol is involved, the stakes are even higher. Drunk driving crashes are often more severe due to reckless behavior, high speeds, and lack of control. Victims can suffer devastating injuries, including compound or comminuted fractures.

In Texas, victims of DUI-related crashes may be entitled not only to compensatory damages but also punitive damages, additional penalties meant to punish especially dangerous conduct. A skilled Texas personal injury attorney can help you pursue every available avenue for justice, whether your injuries stem from a routine traffic accident or a DUI crash.

Motorcycle Accidents

Motorcyclists are exposed to significantly more danger than other drivers. Without the protection of a steel frame, airbags, or seatbelts, a biker’s body takes the full brunt of a collision. Bone fractures in the wrists, collarbone, legs, and spine are common in motorcycle accidents, even at relatively low speeds. If a negligent driver caused your crash, working with a Texas personal injury attorney who understands the complexities of motorcycle injury claims and can fight for the justice you need is critical.

18-Wheeler Accidents

Collisions with commercial trucks or 18 wheelers often result in serious injuries, including multiple fractures. These cases often feature complex liability issues involving trucking companies, drivers, and insurers. A skilled bone fracture lawyer can help untangle this web and aggressively pursue accountability from every responsible party, helping secure the compensation you need to move forward.

Pedestrian Accidents

When a pedestrian is struck by a vehicle, their body has no protection against the force of impact. Broken legs, pelvic fractures, arm fractures, and skull injuries can occur. Sometimes these accidents happen in crosswalks where pedestrians may have the right-of-way under Texas law. Sometimes they happen in other areas because the driver wasn’t paying attention. Either way, you can pursue compensation.

Dog Attacks

Most people think of dog bites when they hear about animal attacks, but bone fractures are also a common result, especially when victims are knocked down or dragged to the ground. Elderly individuals and children are particularly vulnerable to serious fractures from dog attacks. Texas case law allows you to seek compensation if a dog owner neglected to exercise reasonable care in preventing the animal from attacking you.

Workplace Injuries

While workers’ compensation may cover some workplace injury medical bills and lost wages, many cases also involve third-party liability. If someone other than your employer contributed to your injury, you may have grounds for a personal injury lawsuit. A bone fracture lawyer can evaluate your case, preserve evidence, and help you recover full compensation outside the limitations of workers’ comp.

Premises Liability

Texas property owners have a legal duty to maintain safe conditions for visitors, customers, and tenants. When they fail to fix or warn about dangerous conditions, serious injuries—including bone fractures—can occur.

Slip and fall accidents are among the most common premises liability claims. Wet floors, uneven sidewalks, broken handrails, and poorly lit stairwells frequently lead to hip, wrist, and ankle fractures. But premises liability isn’t limited to slip and falls. Broken bones can also result from falling debris, faulty elevators, structural collapses, or unsafe walkways.

If you were injured because a property owner failed to correct or warn you about a known hazard, you may have a legal claim. A bone fracture lawyer can investigate the scene, identify negligence, and fight to hold the property owner accountable for your injuries.

Daycare Injuries

Sending your child to daycare means trusting someone else with their safety. Unfortunately, some caregivers fail in that responsibility. Children are vulnerable to broken bones from falls, improper supervision, unsafe playground equipment, or even abuse. Bone fractures in young children are particularly alarming, as they can affect growth and long-term development. If your child suffered a preventable injury at daycare, it’s crucial to act quickly. A Texas personal injury attorney can help uncover what happened, hold the facility accountable, and pursue justice for your child and your family.

Types of Bone Fractures to Contact an Attorney About

Not all fractures are the same. When it comes to filing a legal claim, the type and severity of the fracture matter. Here are some of the types of bone fractures that often result in legal action:

  • Compound fractures—severe breaks where the bone pierces the skin, often requiring multiple surgeries and extensive rehabilitation;
  • Comminuted fractures—the bone shatters into several pieces, sometimes making reconstruction and healing difficult or incomplete;
  • Displaced fractures—the ends of the broken bone are out of alignment and may need pins, plates, or screws to heal properly;
  • Compression fractures—often seen in the spine and can lead to chronic pain as well as long-term disability; and
  • Growth plate fractures—common in children and can cause long-term complications if not treated correctly.

The length of treatment, degree of physical impairment, and impact on your ability to earn a living all influence how much compensation you may be entitled to. If your fracture required surgery, ongoing therapy, or kept you from working for weeks or months, it’s time to talk to a lawyer.

The Role of a Bone Fracture Lawyer

A bone fracture lawyer should do more than just file paperwork. At Daws Legal, PLLC, we take on every aspect of your claim. We help:

  • Investigate the cause of your injury, gather evidence, and identify liable parties;
  • Calculate your damages, including current and future medical bills, lost wages, loss of earning capacity, and pain and suffering;
  • Negotiate with insurance companies that are notorious for underpaying claims; and
  • File lawsuits and go to trial, if necessary, to fight for every dollar you’re owed.

We make sure your story is heard and your case is taken seriously. Insurance companies respect lawyers who are not afraid of the courtroom, and that’s what we bring to the table.

Don’t Wait to Get the Advocacy You Need 

At Daws Legal, PLLC, we know how a fractured bone can upend your life. You deserve to be made whole so you can move forward. Don’t trust just anyone with your case, or you risk being lowballed and ignored.

Judson Daws is one of the 1% of attorneys in the State of Texas who are board-certified in personal injury trial law by the Texas Board of Legal Specialization. We intentionally keep our caseload manageable so that Judson personally touches every case every week. That’s our promise to you: personalized, relentless representation from day one.

Call our office today to schedule a free consultation and learn more about how we can help you.

Resources:

Billie Ann Allen, as Next Friend of B.A., a Minor, Appellants, v. Frances Albin and Gladys Haferkamp, Appellees (2002), link.

If a Child Is Hurt at Daycare, Who Pays for the Medical Bills and Damages?

If a child is hurt at school, who pays for the associated expenses? When a child gets hurt at school or daycare, their parents often have urgent concerns about medical expenses, liability, and whether the daycare’s insurance will cover the costs. In Texas, responsibility for these expenses depends on how the injury happened and whether the daycare was negligent. Such facilities often carry insurance that covers medical bills and other damages. However, there are instances where parents must turn to their own health or liability insurance to cover costs.

To determine who is financially responsible, you must assess how the injury occurred, whether the daycare staff acted negligently, and which insurance policies apply. If the daycare failed to maintain a safe environment, its liability insurance may cover medical expenses, pain and suffering, and other losses. When another child causes the injury, coverage depends on the daycare’s injury policy and whether the staff took reasonable steps to prevent harm.

If a Child Is Hurt at School, Who Pays for Medical Expenses?

Daycares, like schools, have a legal duty to provide a safe environment for children. If a child is hurt at school, determining who pays for medical bills depends on the circumstances of the incident.

  • Daycare negligence. If the injury happened due to inadequate supervision, unsafe conditions, or the failure to follow safety protocols, the daycare might be liable. Their insurance might cover medical costs and related damages.
  • Injuries caused by another child. When another child causes harm, liability depends on whether the daycare staff acted negligently during the incident. If the injury was foreseeable and staff failed to intervene, the daycare’s insurance could apply.
  • Accidental injuries. Some daycare facilities offer medical payment coverage, which pays for minor injuries regardless of fault. If no such policy exists, parents may need to use their health insurance or seek compensation through other means.

Determining responsibility often requires a review of the daycare’s policies, insurance coverage, and Texas negligence laws.

What to Do If Your Child Is Injured at Daycare by Another Child

Parents often struggle to determine whether the daycare is responsible when one child harms another. What to do if your child is injured at daycare by another child depends on the circumstances of the incident.

  • Report the injury immediately—notify the daycare in writing and request an incident report detailing what happened; 
  • Seek medical attention—even minor injuries should be evaluated by a doctor to rule out complications and document the harm; 
  • Review daycare policies—request a copy of the facility’s daycare injury policy to understand how they handle these situations; and
  • Speak to an attorney—legal action may be necessary if the daycare fails to provide proper supervision.

Texas law requires daycare facilities to implement reasonable safety measures to prevent harm. If staff failed to intervene in a preventable situation, the daycare’s liability insurance might cover medical expenses and related damages.

Understanding a Daycare Injury Policy and Insurance Coverage

Every licensed Texas daycare should have an injury policy that outlines how they handle accidents and what insurance coverage applies. Understanding the facility’s injury policy helps determine whether they will pay for your child’s medical bills. Some centers provide parents with a written policy upon enrollment, while others only disclose coverage details upon request.

Many daycare centers carry:

  • General liability insurance—covers injuries resulting from negligence, such as inadequate supervision or hazardous conditions;
  • Medical payment coverage—these policies may cover initial emergency treatment but not long-term care; and
  • Umbrella policies—provides additional coverage when general liability limits are exceeded. 

Parents may seek compensation through other means, including a personal injury claim, if the daycare lacks adequate coverage. Speaking with an attorney can help clarify what legal options are available when daycare insurance is insufficient.

When Parents’ Insurance May Cover Daycare Injuries

If the daycare does not have sufficient insurance or denies responsibility, parents may need to rely on their own coverage. Let’s look at some options.

Health Insurance 

Your health insurance could cover medical expenses, though parents may be responsible for deductibles and copays. Even with coverage, out-of-pocket costs can add up, especially for emergency care, surgeries, or ongoing treatment. You should keep records of all medical bills to document your expenses.

Homeowners or Renters Insurance

The owner’s policy may cover damages if the injury occurred at a home-based daycare. However, some policies exclude business-related claims, making it essential to verify coverage. If the daycare provider is licensed, they may have separate liability insurance that applies.

Uninsured/Underinsured Coverage

Some auto and liability policies provide protection if another party is at fault but lacks insurance. This can be useful in cases where a daycare provider is uninsured or if their policy limits are too low to cover all expenses.

In addition to reviewing insurance policies, you may consider seeking reimbursement for lost wages if you must take time off work to care for your injured child. Evaluating all coverage options is important so you don’t miss out on an available source of financial recovery.

Legal Options When Daycare Negligence Causes Injury

Texas law allows parents to pursue claims and lawsuits to get compensation for medical bills, pain and suffering, and other losses when a facility fails to uphold its duty of care. Often, this failure constitutes negligence, which makes the facility liable.

Key factors in proving daycare negligence include:

  • Failure to supervise—staff must monitor children and prevent foreseeable harm;
  • Unsafe conditions—playgrounds, classrooms, and common areas should be free of hazards; and
  • Inadequate staffing—Texas law sets minimum staff-to-child ratios to decrease the risk of injury. 

Legal representation can help determine whether the daycare is liable and how to pursue compensation.

Speak with a Board-Certified Personal Injury Lawyer About Your Daycare Injury Case Today

If your child was injured at their daycare, the facility may be liable for all expenses related to their medical treatment and recovery. At Daws Legal, PLLC, our board-certified personal injury lawyer is dedicated to aggressively pursuing cases against negligent daycare providers. By bringing these cases, we believe we’re helping individual families overcome traumatic events while also encouraging all childcare providers to ensure they are keeping our children safe. We offer free consultations to all prospective clients, and we will not accept payment for our services unless we can connect you with compensation. To schedule a free consultation today, call or connect with us by filling out our secure online contact form. 

Most Common Types of Premises Liability Claims

Accidents can happen anywhere—at a grocery store, a friend’s house, or work. But when an accident occurs because of unsafe conditions on someone else’s property, you may have the right to pursue a premises liability claim. In Texas, property owners are legally responsible for maintaining safe environments for visitors. When they fail to do so, serious injuries can occur, leading to costly medical bills, lost wages, and long-term pain and suffering.

However, knowing your rights and navigating a premises liability claim can be challenging. That’s where Daws Legal, PLLC, steps in. We understand the emotional and financial toll accidents take on victims and their families. Our team is dedicated to fighting for justice and ensuring you receive the compensation you deserve. Unlike big billboard firms, we take a personalized approach—every case receives the careful review of experienced attorney Judson Daws, not a case manager.

With a proven track record of holding negligent property owners accountable, Daws Legal is here to guide you every step of the way. If you or a loved one has been injured due to unsafe property conditions, don’t navigate this complex process alone. Contact us for a free consultation today.

Understanding the most common types of premises liability claims can help you recognize your rights and determine whether you’re entitled to compensation. Read on to learn what you need to know about premises liability law, the most frequent accidents that lead to claims, and premises liability settlements.

 

What Is Premises Liability Law?

Premises liability law holds property owners and occupiers legally responsible for accidents and injuries that occur on their property due to unsafe conditions. In Texas, premises liability claims require proving the following elements:

  • Duty of care. The property owner or occupier has a legal duty to keep the premises safe for visitors. That duty differs depending on the visitor’s status as an invitee, licensee, or trespasser.
  • Breach of duty. The property owner failed to address or warn about a dangerous condition they knew or should have known about.
  • Causation. The hazardous condition directly caused the accident and resulting injuries.
  • Damages. The victim suffered measurable damages, such as medical expenses, lost wages, pain, and suffering.

Knowing your legal status on the property is essential when pursuing a premises liability claim. At Daws Legal, we help you understand your rights and fight for the compensation you deserve.

What Are the Most Common Types of Premises Liability Claims?

Here are the most common types of premises liability claims in Texas.

Slip and Fall Accidents

Slip and fall accidents occur when someone slips, trips, or falls due to hazardous conditions such as:

  • Wet or slippery floors,
  • Uneven surfaces,
  • Poor lighting, or
  • Obstructed walkways.

Slip and fall accidents can result in severe injuries, including broken bones, head trauma, spinal cord damage, and traumatic brain injuries.

Swimming Pool Accidents

Swimming pool accidents can be catastrophic, especially for young children. Property owners, including homeowners, hotels, and community pool operators, must maintain safe pool environments. Common causes of swimming pool accidents include a lack of fencing or gates, poor maintenance, or warning signs.

Swimming pool accidents can result in serious injuries, including drowning, near-drowning brain injuries, broken bones, spinal cord injuries, and infections from contaminated water.  

Elevator and Escalator Accidents

Elevator and escalator accidents are more common than most people think, often resulting in serious injuries or fatalities. Common causes of these accidents include:

  • Mechanical malfunctions,
  • Improper inspections,
  • Inadequate maintenance,
  • Unqualified maintenance staff, and
  • Inadequate warning signs.

Property owners, building managers, and maintenance companies are responsible for ensuring that elevators and escalators are safe and functioning correctly. 

Animal Bites

In Texas, owners are responsible for controlling their pets and preventing them from harming others. Texas follows the “one bite rule,” meaning a pet owner is liable for injuries if they knew the animal had bitten someone before or had dangerous propensities.

Alternatively, someone injured in a dog bite or animal attack may be able to file a personal injury claim, alleging that the owner was negligent in securing their animal and failed to take precautions to protect others from the animal.

Structural Defects

Structural defects, especially in older buildings or improperly maintained properties, pose significant dangers. Common structural hazards include:

  • Unstable balconies or decks,
  • Broken or unstable staircases,
  • Loose handrails,
  • Missing steps, and
  • Collapsing ceilings or walls.

Daws Legal investigates structural defect claims by working with construction experts to prove negligence and hold property owners or contractors accountable.

Fires

Fires are one of the most devastating types of premises liability claims, leading to severe burns, smoke inhalation injuries, and fatalities. Common causes include:

  • Faulty wiring,
  • Electrical malfunctions, 
  • Exposed wires, 
  • Overloaded circuits, 
  • Improper storage of flammable materials, and
  • Lack of fire safety equipment.

Daws Legal aggressively pursues justice for fire victims, holding negligent property owners accountable for unsafe conditions.

Inadequate Security

Inadequate security claims arise when property owners fail to protect visitors from foreseeable criminal activity, such as assaults, robberies, or attacks. Property owners must take reasonable security measures, such as adequate lighting, proper training of security personnel, and surveillance cameras.

What to Expect from Premises Liability Settlements?

Premises liability settlements compensate victims for damages resulting from unsafe property conditions. In Texas, these settlements typically include payment for:

  • Medical expenses,
  • Lost wages,
  • Pain and suffering,
  • Emotional distress,
  • Loss of enjoyment of life, and
  • Property damage.

The amount of a premises liability settlement depends on the severity of the injuries, the impact on the victim’s life, and the degree of negligence involved. At Daws Legal, we fight aggressively to secure maximum compensation for our clients, negotiating with insurance companies and taking cases to trial when necessary.

Contact Daws Legal for a Free Case Evaluation

Premises liability claims can be complex. At Daws Legal, we provide personalized, compassionate representation tailored to maximize your recovery.  We work on a contingency fee basis, so you don’t pay unless we recover compensation for you. 

If you or a loved one has been injured due to unsafe property conditions, contact Daws Legal today for a free consultation. Let us fight for the justice and compensation you deserve.

What’s the Average 18-Wheeler Accident Settlement in Texas?

At Daws Legal, PLLC, we understand the financial and emotional strain that follows an 18-wheeler crash. Unlike minor car accidents, collisions with commercial trucks often cause extensive property damage and serious injuries. How much will you get paid if an 18-wheeler hit you in Texas? The answer depends on many factors.

Each case is unique, and settlement amounts vary widely based on injuries, lost income, liability, and insurance coverage. While an “average” figure is difficult to pinpoint—especially since many settlements remain confidential—understanding why truck accident payouts are typically larger than those for passenger vehicle crashes can help set realistic expectations.

Why Do 18-Wheeler Settlements Tend to Be Higher than Other Car Accident Settlements?

Settlements for commercial truck accidents tend to be substantially higher than those for standard vehicle collisions. Several factors contribute to this:

  • Increased property damage. The weight and size of an 18-wheeler can more easily total smaller vehicles, leading to higher repair or replacement costs.
  • Severe injuries. Truck crashes more frequently cause life-altering conditions that require expensive, long-term medical care.
  • Multiple liable parties. Liability may involve truck drivers, trucking companies, cargo loaders, or truck and truck parts manufacturers. A higher number of liable parties can increase your compensation.
  • Strict federal regulations. Violations of safety rules, hours-of-service limits, or maintenance requirements can strengthen a victim’s claim.

Because commercial trucking companies carry higher insurance limits, the potential compensation is often greater than in a typical car accident case.

What Determines the Minimum Truck Settlement in Texas?

There is no universal minimum truck settlement, as compensation depends on several key elements. Understanding these factors can help set expectations and ensure victims do not settle for less than they deserve.

Severity of Injuries and Medical Costs

Even in non-life-threatening cases, medical bills can add up quickly. Emergency treatment, ongoing therapy, and specialized care all influence the final settlement amount. More serious injuries, such as traumatic brain injuries or spinal cord damage, typically lead to larger payouts due to the lasting effects on a victim’s health.

Lost Wages and Earning Capacity

An accident with an 18-wheeler can prevent someone from working for weeks or even permanently. Compensation may include lost income during recovery and, in severe cases, damages for reduced earning potential if the victim can no longer return to the same profession. The longer the recovery period, the higher the potential compensation.

Pain and Suffering

Beyond financial losses, truck accidents often result in physical pain and emotional trauma. Settlement amounts increase when a victim experiences chronic pain, mental distress, or an inability to enjoy daily life as they once did. While pain and suffering do not have a fixed dollar value, they play a significant role in overall compensation.

Liability and Fault

Texas follows modified comparative negligence laws, meaning compensation may be reduced if the victim shares fault for the crash. If an investigation proves the trucking company or driver violated federal safety laws, the settlement is often higher. Strong evidence, including accident reports, witness statements, and expert testimony, can establish liability and prevent insurers from shifting blame.

Commercial Insurance Policy Limits

Unlike personal vehicles, 18-wheelers are required to carry much higher insurance coverage. Texas mandates that trucking companies have at least $750,000 in liability coverage, though many policies provide $1 million or more. Since these accidents tend to cause significant damages, the available compensation is often much greater than in cases involving passenger cars. However, insurance companies will work aggressively to minimize payouts, making legal representation critical.

Potential for Punitive Damages

If a trucking company or driver acted recklessly or with gross negligence, Texas law allows courts to award punitive damages. These penalties apply in cases involving drunk driving, deliberate safety violations, or reckless disregard for traffic laws. Though not awarded in every case, punitive damages can significantly increase settlement amounts.

Because no two truck accidents are the same, there is no fixed minimum truck settlement in Texas. Compensation depends on medical costs, lost income, pain and suffering, fault, and insurance policies. While minor claims settle for lower amounts, serious truck accident cases can result in high-value payouts. If you were in an 18-wheeler accident, an experienced lawyer can protect your rights and ensure you receive fair compensation.

How Much Will You Get Paid If an 18-Wheeler Hit You in Texas?

While no two settlements are identical, truck accident claims tend to be much larger than standard vehicle crashes. Many settlement details remain confidential, but past cases show that:

  • Minor truck accident claims settle between $50,000 and $150,000, covering vehicle damage and temporary injuries;
  • Moderate cases involving broken bones or extended medical care can lead to settlements of $200,000 to $500,000; and
  • Severe cases, such as those involving permanent disabilities, spinal cord injuries, or wrongful death, frequently exceed $1 million.

The final amount depends on case-specific details, and working with an attorney ensures you receive the full value of your claim.

How Long Does an 18-Wheeler Lawsuit Take?

One of the most common questions accident victims ask is: How long does an 18-wheeler lawsuit take? The answer depends on case complexity, liability disputes, and willingness to settle.

  • Simple cases—if liability is clear and injuries are minor, settlements may take a few months;
  • Moderate cases—more serious injuries or contested claims can extend the timeline to six months to a year; and
  • Severe cases—lawsuits involving life-altering injuries, wrongful death, or extensive litigation may take one to three years, especially if they go to trial.

Trucking companies and insurers often try to delay settlements to pressure victims into accepting lowball offers. Having a lawyer handle negotiations can speed up the process and prevent unfair denials.

Texas 18-Wheeler Accident Attorneys

At Daws Legal, we know that truck accident claims are more complex than regular car crashes. Our team has extensive experience fighting trucking companies and their insurers so we can get our clients the maximum compensation possible. If you or a loved one was hurt in an 18-wheeler accident, do not settle for less than you deserve. Contact us today for a free consultation, and let us fight for justice and fair compensation—without gimmicks, just results.

Public vs. Private Property: Are There Different Premises Liability Rules?

If you’ve been in an accident on someone else’s property, you may have many questions about who is responsible. Maybe you were injured and need to understand who is legally at fault. Or perhaps you’re a property owner wondering, Who is responsible if someone gets hurt on my property? Premises liability laws in Texas can be complicated and differ depending on whether the property is public or private.

At Daws Legal, we understand how confusing and stressful this can be. Our experienced team is here to help you understand your rights and responsibilities. Contact us today to discuss your premises liability injury and get the answers you need.

Understanding Premises Liability Laws in Texas

Premises liability laws determine who is responsible when someone is injured on a property. The rules change depending on whether the accident happened on public or private property. Property owners have a duty to keep their spaces safe, but the level of responsibility depends on several factors.

Personal Liability vs. Premises Liability

Before discussing the differences between public and private property rules, it’s important to understand the difference between personal liability and premises liability.

Personal liability applies when someone’s direct actions cause harm. For example, if a homeowner spills water and fails to clean it up, leading to a guest’s injury, the homeowner may be personally liable. Premises liability applies when an unsafe condition on a property leads to injury. For instance, if a store owner fails to fix a broken step and a customer falls, the business could be responsible under premises liability laws. These rules of liability apply differently to public and private properties.

Premises Liability on Private Property

Private property includes homes, businesses, and land owned by individuals or companies. Property owners must ensure their property is safe for guests, but their level of responsibility depends on the visitor’s status.

Texas law separates visitor status into the following three categories:

  • Invitees. These individuals enter a property for business purposes, such as customers in a store. Property owners owe the highest duty of care to invitees, and they must regularly inspect their property and fix or warn about hazards.
  • Licensees. These are social guests or people with permission to be on the property, such as neighbors stopping by. Property owners must warn licensees about known dangers but are not required to inspect for unknown hazards.
  • Trespassers. These are people who enter a property without permission. Property owners generally do not owe a duty of care to trespassers, except in cases involving children.

If an accident happens on private property, liability depends on the visitor’s status and whether the owner took reasonable steps to prevent injury.

Premises Liability on Public Property

Public property includes parks, sidewalks, government buildings, and other spaces open to the public. The following rules apply to government-owned properties:

  • Broad immunity from lawsuits. Government entities have immunity in many cases. If you suffer an injury on public property, you may not be able to sue unless the government acted negligently.
  • Limitations on types of claims. Texas law allows claims in specific situations. For example, if a government employee creates a hazard, such as a city worker leaving a dangerous hole in a sidewalk, you may be able to file a claim.
  • Strict filing rules. You must provide notice of your claim within six months of the injury. You may lose your right to seek compensation if you miss this deadline.

If you’re unsure whether you have a case, Daws Legal can help you determine your rights and guide you through the process. We will carefully assess your situation, explain your options clearly, and advocate for the compensation you deserve.

Injured on Private Property: What If the Property Owner Has Insurance?

Many property owners carry liability insurance to protect themselves in case someone gets hurt on their property. If you sustained an injury, the owner’s insurance might cover your medical bills, lost wages, and other damages. However, insurance companies often try to minimize payouts. They may argue that you were partially at fault for the accident or that your injuries are not as severe as you claim.

If you are dealing with an insurance company, keep these points in mind:

  • Do not accept a quick settlement. Insurance companies may offer a low settlement to close the case fast. You could be entitled to more.
  • Be cautious when giving statements. Insurance adjusters may ask questions that lead you to make statements that could be used against you later.
  • Document everything. Keep records of your medical treatments, accident reports, and any communication with the insurance company.
  • Consider speaking with a lawyer. A premises liability lawyer can help you negotiate with the insurance company and fight for fair compensation.

Insurance companies often prioritize their bottom line over your well-being. Taking the right steps as soon as possible after an injury can help you secure the compensation you deserve.

Steps to Take After a Premises Liability Injury

If you’ve been injured on public or private property, you can protect your rights by:

  • Seeking medical attention from a doctor as soon as possible;
  • Reporting the incident to the property owner, store manager, or government agency;
  • Documenting the scene by taking photos of the hazard that caused your injury and gathering witness statements;
  • Keeping records of all medical bills, doctor’s notes, and communication related to your injury; and
  • Contacting a premises liability lawyer to help you understand your options

These steps will help protect your rights and improve your chances of receiving the compensation you need to recover.

Take Action Today—Contact Daws Legal

Understanding premises liability laws can be overwhelming, but you don’t have to figure it out alone. Whether you suffered an injury on public or private property, Daws Legal is here to help. Our team provides superior guidance and compassionate support. Don’t wait to get the help you need. Call or contact us online today for a consultation. We are committed to service and results, ensuring you get the justice you deserve.

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