dawslegal, Author at Daws Laws

Most Common Types of Premises Liability Claims

Posted on February 26, 2025February 28, 2025 by dawslegal

Accidents can happen anywhere—at a grocery store, a friend’s house, or work. But when an accident occurs because of unsafe conditions on someone else’s property, you may have the right to pursue a premises liability claim. In Texas, property owners are legally responsible for maintaining safe environments for visitors. When they fail to do so, serious injuries can occur, leading to costly medical bills, lost wages, and long-term pain and suffering.

However, knowing your rights and navigating a premises liability claim can be challenging. That’s where Daws Legal, PLLC, steps in. We understand the emotional and financial toll accidents take on victims and their families. Our team is dedicated to fighting for justice and ensuring you receive the compensation you deserve. Unlike big billboard firms, we take a personalized approach—every case receives the careful review of experienced attorney Judson Daws, not a case manager.

With a proven track record of holding negligent property owners accountable, Daws Legal is here to guide you every step of the way. If you or a loved one has been injured due to unsafe property conditions, don’t navigate this complex process alone. Contact us for a free consultation today.

Understanding the most common types of premises liability claims can help you recognize your rights and determine whether you’re entitled to compensation. Read on to learn what you need to know about premises liability law, the most frequent accidents that lead to claims, and premises liability settlements.

What Is Premises Liability Law?

Premises liability law holds property owners and occupiers legally responsible for accidents and injuries that occur on their property due to unsafe conditions. In Texas, premises liability claims require proving the following elements:

Duty of care. The property owner or occupier has a legal duty to keep the premises safe for visitors. That duty differs depending on the visitor’s status as an invitee, licensee, or trespasser.
Breach of duty. The property owner failed to address or warn about a dangerous condition they knew or should have known about.
Causation. The hazardous condition directly caused the accident and resulting injuries.
Damages. The victim suffered measurable damages, such as medical expenses, lost wages, pain, and suffering.

Knowing your legal status on the property is essential when pursuing a premises liability claim. At Daws Legal, we help you understand your rights and fight for the compensation you deserve.

What Are the Most Common Types of Premises Liability Claims?

Here are the most common types of premises liability claims in Texas.

Slip and Fall Accidents

Slip and fall accidents occur when someone slips, trips, or falls due to hazardous conditions such as:

Wet or slippery floors,
Uneven surfaces,
Poor lighting, or
Obstructed walkways.

Slip and fall accidents can result in severe injuries, including broken bones, head trauma, spinal cord damage, and traumatic brain injuries.

Swimming Pool Accidents

Swimming pool accidents can be catastrophic, especially for young children. Property owners, including homeowners, hotels, and community pool operators, must maintain safe pool environments. Common causes of swimming pool accidents include a lack of fencing or gates, poor maintenance, or warning signs.

Swimming pool accidents can result in serious injuries, including drowning, near-drowning brain injuries, broken bones, spinal cord injuries, and infections from contaminated water.

Elevator and Escalator Accidents

Elevator and escalator accidents are more common than most people think, often resulting in serious injuries or fatalities. Common causes of these accidents include:

Mechanical malfunctions,
Improper inspections,
Inadequate maintenance,
Unqualified maintenance staff, and
Inadequate warning signs.

Property owners, building managers, and maintenance companies are responsible for ensuring that elevators and escalators are safe and functioning correctly.

Animal Bites

In Texas, owners are responsible for controlling their pets and preventing them from harming others. Texas follows the “one bite rule,” meaning a pet owner is liable for injuries if they knew the animal had bitten someone before or had dangerous propensities.

Alternatively, someone injured in a dog bite or animal attack may be able to file a personal injury claim, alleging that the owner was negligent in securing their animal and failed to take precautions to protect others from the animal.

Structural Defects

Structural defects, especially in older buildings or improperly maintained properties, pose significant dangers. Common structural hazards include:

Unstable balconies or decks,
Broken or unstable staircases,
Loose handrails,
Missing steps, and
Collapsing ceilings or walls.

Daws Legal investigates structural defect claims by working with construction experts to prove negligence and hold property owners or contractors accountable.

Fires

Fires are one of the most devastating types of premises liability claims, leading to severe burns, smoke inhalation injuries, and fatalities. Common causes include:

Faulty wiring,
Electrical malfunctions,
Exposed wires,
Overloaded circuits,
Improper storage of flammable materials, and
Lack of fire safety equipment.

Daws Legal aggressively pursues justice for fire victims, holding negligent property owners accountable for unsafe conditions.

Inadequate Security

Inadequate security claims arise when property owners fail to protect visitors from foreseeable criminal activity, such as assaults, robberies, or attacks. Property owners must take reasonable security measures, such as adequate lighting, proper training of security personnel, and surveillance cameras.

What to Expect from Premises Liability Settlements?

Premises liability settlements compensate victims for damages resulting from unsafe property conditions. In Texas, these settlements typically include payment for:

Medical expenses,
Lost wages,
Pain and suffering,
Emotional distress,
Loss of enjoyment of life, and
Property damage.

The amount of a premises liability settlement depends on the severity of the injuries, the impact on the victim’s life, and the degree of negligence involved. At Daws Legal, we fight aggressively to secure maximum compensation for our clients, negotiating with insurance companies and taking cases to trial when necessary.

Contact Daws Legal for a Free Case Evaluation

Premises liability claims can be complex. At Daws Legal, we provide personalized, compassionate representation tailored to maximize your recovery. We work on a contingency fee basis, so you don’t pay unless we recover compensation for you.

If you or a loved one has been injured due to unsafe property conditions, contact Daws Legal today for a free consultation. Let us fight for the justice and compensation you deserve.

What’s the Average 18-Wheeler Accident Settlement in Texas?

Posted on February 26, 2025June 25, 2025 by dawslegal

At Daws Legal, PLLC, we understand the financial and emotional strain that follows an 18-wheeler crash. Unlike minor car accidents, collisions with commercial trucks often cause extensive property damage and serious injuries. How much will you get paid if an 18-wheeler hit you in Texas? The answer depends on many factors.

Each case is unique, and settlement amounts vary widely based on injuries, lost income, liability, and insurance coverage. While an “average” figure is difficult to pinpoint—especially since many settlements remain confidential—understanding why truck accident payouts are typically larger than those for passenger vehicle crashes can help set realistic expectations.

Why Do 18-Wheeler Settlements Tend to Be Higher than Other Car Accident Settlements?

Settlements for commercial truck accidents tend to be substantially higher than those for standard vehicle collisions. Several factors contribute to this:

Increased property damage. The weight and size of an 18-wheeler can more easily total smaller vehicles, leading to higher repair or replacement costs.
Severe injuries. Truck crashes more frequently cause life-altering conditions that require expensive, long-term medical care.
Multiple liable parties. Liability may involve truck drivers, trucking companies, cargo loaders, or truck and truck parts manufacturers. A higher number of liable parties can increase your compensation.
Strict federal regulations. Violations of safety rules, hours-of-service limits, or maintenance requirements can strengthen a victim’s claim.

Because commercial trucking companies carry higher insurance limits, the potential compensation is often greater than in a typical car accident case.

What Determines the Minimum Truck Settlement in Texas?

There is no universal minimum truck settlement, as compensation depends on several key elements. Understanding these factors can help set expectations and ensure victims do not settle for less than they deserve.

Severity of Injuries and Medical Costs

Even in non-life-threatening cases, medical bills can add up quickly. Emergency treatment, ongoing therapy, and specialized care all influence the final settlement amount. More serious injuries, such as traumatic brain injuries or spinal cord damage, typically lead to larger payouts due to the lasting effects on a victim’s health.

Lost Wages and Earning Capacity

An accident with an 18-wheeler can prevent someone from working for weeks or even permanently. Compensation may include lost income during recovery and, in severe cases, damages for reduced earning potential if the victim can no longer return to the same profession. The longer the recovery period, the higher the potential compensation.

Pain and Suffering

Beyond financial losses, truck accidents often result in physical pain and emotional trauma. Settlement amounts increase when a victim experiences chronic pain, mental distress, or an inability to enjoy daily life as they once did. While pain and suffering do not have a fixed dollar value, they play a significant role in overall compensation.

Liability and Fault

Texas follows modified comparative negligence laws, meaning compensation may be reduced if the victim shares fault for the crash. If an investigation proves the trucking company or driver violated federal safety laws, the settlement is often higher. Strong evidence, including accident reports, witness statements, and expert testimony, can establish liability and prevent insurers from shifting blame.

Commercial Insurance Policy Limits

Unlike personal vehicles, 18-wheelers are required to carry much higher insurance coverage. Texas mandates that trucking companies have at least $750,000 in liability coverage, though many policies provide $1 million or more. Since these accidents tend to cause significant damages, the available compensation is often much greater than in cases involving passenger cars. However, insurance companies will work aggressively to minimize payouts, making legal representation critical.

Potential for Punitive Damages

If a trucking company or driver acted recklessly or with gross negligence, Texas law allows courts to award punitive damages. These penalties apply in cases involving drunk driving, deliberate safety violations, or reckless disregard for traffic laws. Though not awarded in every case, punitive damages can significantly increase settlement amounts.

Because no two truck accidents are the same, there is no fixed minimum truck settlement in Texas. Compensation depends on medical costs, lost income, pain and suffering, fault, and insurance policies. While minor claims settle for lower amounts, serious truck accident cases can result in high-value payouts. If you were in an 18-wheeler accident, an experienced lawyer can protect your rights and ensure you receive fair compensation.

How Much Will You Get Paid If an 18-Wheeler Hit You in Texas?

While no two settlements are identical, truck accident claims tend to be much larger than standard vehicle crashes. Many settlement details remain confidential, but past cases show that:

Minor truck accident claims settle between $50,000 and $150,000, covering vehicle damage and temporary injuries;
Moderate cases involving broken bones or extended medical care can lead to settlements of $200,000 to $500,000; and
Severe cases, such as those involving permanent disabilities, spinal cord injuries, or wrongful death, frequently exceed $1 million.

The final amount depends on case-specific details, and working with an attorney ensures you receive the full value of your claim.

How Long Does an 18-Wheeler Lawsuit Take?

One of the most common questions accident victims ask is: How long does an 18-wheeler lawsuit take? The answer depends on case complexity, liability disputes, and willingness to settle.

Simple cases—if liability is clear and injuries are minor, settlements may take a few months;
Moderate cases—more serious injuries or contested claims can extend the timeline to six months to a year; and
Severe cases—lawsuits involving life-altering injuries, wrongful death, or extensive litigation may take one to three years, especially if they go to trial.

Trucking companies and insurers often try to delay settlements to pressure victims into accepting lowball offers. Having a lawyer handle negotiations can speed up the process and prevent unfair denials.

Texas 18-Wheeler Accident Attorneys

At Daws Legal, we know that truck accident claims are more complex than regular car crashes. Our team has extensive experience fighting trucking companies and their insurers so we can get our clients the maximum compensation possible. If you or a loved one was hurt in an 18-wheeler accident, do not settle for less than you deserve. Contact us today for a free consultation, and let us fight for justice and fair compensation—without gimmicks, just results.

Public vs. Private Property: Are There Different Premises Liability Rules?

Posted on February 21, 2025March 18, 2025 by dawslegal

If you’ve been in an accident on someone else’s property, you may have many questions about who is responsible. Maybe you were injured and need to understand who is legally at fault. Or perhaps you’re a property owner wondering, Who is responsible if someone gets hurt on my property? Premises liability laws in Texas can be complicated and differ depending on whether the property is public or private.

At Daws Legal, we understand how confusing and stressful this can be. Our experienced team is here to help you understand your rights and responsibilities. Contact us today to discuss your premises liability injury and get the answers you need.

Understanding Premises Liability Laws in Texas

Premises liability laws determine who is responsible when someone is injured on a property. The rules change depending on whether the accident happened on public or private property. Property owners have a duty to keep their spaces safe, but the level of responsibility depends on several factors.

Personal Liability vs. Premises Liability

Before discussing the differences between public and private property rules, it’s important to understand the difference between personal liability and premises liability.

Personal liability applies when someone’s direct actions cause harm. For example, if a homeowner spills water and fails to clean it up, leading to a guest’s injury, the homeowner may be personally liable. Premises liability applies when an unsafe condition on a property leads to injury. For instance, if a store owner fails to fix a broken step and a customer falls, the business could be responsible under premises liability laws. These rules of liability apply differently to public and private properties.

Premises Liability on Private Property

Private property includes homes, businesses, and land owned by individuals or companies. Property owners must ensure their property is safe for guests, but their level of responsibility depends on the visitor’s status.

Texas law separates visitor status into the following three categories:

Invitees. These individuals enter a property for business purposes, such as customers in a store. Property owners owe the highest duty of care to invitees, and they must regularly inspect their property and fix or warn about hazards.
Licensees. These are social guests or people with permission to be on the property, such as neighbors stopping by. Property owners must warn licensees about known dangers but are not required to inspect for unknown hazards.
Trespassers. These are people who enter a property without permission. Property owners generally do not owe a duty of care to trespassers, except in cases involving children.

If an accident happens on private property, liability depends on the visitor’s status and whether the owner took reasonable steps to prevent injury.

Premises Liability on Public Property

Public property includes parks, sidewalks, government buildings, and other spaces open to the public. The following rules apply to government-owned properties:

Broad immunity from lawsuits. Government entities have immunity in many cases. If you suffer an injury on public property, you may not be able to sue unless the government acted negligently.
Limitations on types of claims. Texas law allows claims in specific situations. For example, if a government employee creates a hazard, such as a city worker leaving a dangerous hole in a sidewalk, you may be able to file a claim.
Strict filing rules. You must provide notice of your claim within six months of the injury. You may lose your right to seek compensation if you miss this deadline.

If you’re unsure whether you have a case, Daws Legal can help you determine your rights and guide you through the process. We will carefully assess your situation, explain your options clearly, and advocate for the compensation you deserve.

Injured on Private Property: What If the Property Owner Has Insurance?

Many property owners carry liability insurance to protect themselves in case someone gets hurt on their property. If you sustained an injury, the owner’s insurance might cover your medical bills, lost wages, and other damages. However, insurance companies often try to minimize payouts. They may argue that you were partially at fault for the accident or that your injuries are not as severe as you claim.

If you are dealing with an insurance company, keep these points in mind:

Do not accept a quick settlement. Insurance companies may offer a low settlement to close the case fast. You could be entitled to more.
Be cautious when giving statements. Insurance adjusters may ask questions that lead you to make statements that could be used against you later.
Document everything. Keep records of your medical treatments, accident reports, and any communication with the insurance company.
Consider speaking with a lawyer. A premises liability lawyer can help you negotiate with the insurance company and fight for fair compensation.

Insurance companies often prioritize their bottom line over your well-being. Taking the right steps as soon as possible after an injury can help you secure the compensation you deserve.

Steps to Take After a Premises Liability Injury

If you’ve been injured on public or private property, you can protect your rights by:

Seeking medical attention from a doctor as soon as possible;
Reporting the incident to the property owner, store manager, or government agency;
Documenting the scene by taking photos of the hazard that caused your injury and gathering witness statements;
Keeping records of all medical bills, doctor’s notes, and communication related to your injury; and
Contacting a premises liability lawyer to help you understand your options

These steps will help protect your rights and improve your chances of receiving the compensation you need to recover.

Take Action Today—Contact Daws Legal

Understanding premises liability laws can be overwhelming, but you don’t have to figure it out alone. Whether you suffered an injury on public or private property, Daws Legal is here to help. Our team provides superior guidance and compassionate support. Don’t wait to get the help you need. Call or contact us online today for a consultation. We are committed to service and results, ensuring you get the justice you deserve.

I Was the Middle Car in a Multi-Car Pileup – Who’s at Fault?

Posted on February 21, 2025March 7, 2025 by dawslegal

A multi-vehicle crash can turn an ordinary day into a nightmare. It happens in a flash—a sudden jolt from behind, the crunch of metal, and the terrifying realization that your vehicle has hit the car ahead. In that chaotic moment, you might ask: Whose insurance pays in a multi-car accident? The answer depends on the crash’s circumstances, but understanding the factors determining fault can help you navigate the aftermath and protect your rights.

At Daws Legal, we’re here to simplify this complex process. With years of experience handling intricate personal injury cases, including multi-car collisions, our team fights for justice and fair compensation. Contact us today for a free case review, and let us handle the legal heavy lifting.

If a Car Hits You and You Hit Another Car, Who Is at Fault?

Assigning fault in a multi-car accident depends on several factors, including traffic laws, evidence, and the specific circumstances of the crash. In Texas, comparative negligence rules play a significant role in these determinations. Insurers assess fault as a percentage, and drivers who are more than 50% at fault may be barred from recovering damages.

Here are the primary elements investigators consider:

Chain reaction collisions. Often, the car at the rear of the chain is presumed at fault for failing to maintain a safe following distance or distracted driving. However, the fault may shift if another driver’s sudden actions triggered the pileup.
Sudden stops. If the car ahead stopped abruptly without cause, they might bear partial responsibility.
Weather conditions. Rain, fog, or ice can complicate fault assessments. Drivers are expected to adjust their speed and behavior to suit road conditions.
Traffic law violations. Running a red light, speeding, or following too closely often points to liability.

Each crash is unique, so your case specifics will shape how insurers allocate fault. So, what is the answer to a question like, If a car hits you and you hit another car, who is at fault? Typically, it will depend on whether the driver had time to react and whether the initial impact made avoiding the second collision impossible.

Common Fault Allocation Scenarios

Understanding how insurers distribute fault in typical multi-car accident scenarios can offer clarity. Some common allocation of fault scenarios include:

Rear-end collisions—the last car in line is usually at fault for failing to stop in time, but if a middle vehicle was pushed into another, they may not be held liable;
Sudden lane changes—if a driver cuts into traffic without signaling or checking blind spots, they may be responsible for initiating the pileup; and
Intersection crashes—failing to yield, running red lights, or ignoring stop signs often place fault on the offending driver.

Each situation is distinct, and proving your innocence requires meticulous evidence gathering. To establish liability, an attorney can identify critical details, such as skid marks, vehicle damage, and witness statements.

Whose Insurance Pays in a Multi-Car Accident?

Dealing with insurance after a multi-vehicle crash can feel overwhelming. Texas follows an at-fault system, meaning the driver responsible for the accident (or their insurance company) typically covers damages. However, determining whose insurance pays in a multi-car accident often requires thorough investigation.

Insurance adjusters will examine the following:

Statements from drivers and witnesses—firsthand accounts can clarify the sequence of events;
Police reports—these often include details about traffic violations and preliminary fault assessments; and
Dashcam or surveillance footage—video evidence can provide an unbiased view of the accident.

If multiple drivers share fault, their insurance companies may negotiate settlements based on comparative negligence. Unfortunately, this process can be contentious, with each insurer aiming to minimize their payout. That’s why having an experienced attorney by your side is crucial.

Steps to Take After a Multi-Vehicle Crash

After a multi-vehicle crash, your decisions can significantly impact your claim. Here’s what you should do:

Seek immediate medical attention. Some injuries take hours or days to surface, even if you feel fine.
Call the police. A police report will provide an official crash account, which can be crucial for proving fault.
Document the scene. Take photographs of all vehicles involved, road conditions, and visible injuries.
Exchange information. Collect contact and insurance details from other drivers and witnesses.
Avoid admitting fault. Even a simple apology can be misinterpreted as accepting responsibility.

These steps can protect your health and strengthen your case. Our skilled team will use this evidence to build a compelling argument for compensation.

How Daws Legal Can Help

At Daws Legal, we focus on unraveling the complexities of multi-car accidents. Here’s how we can assist:

Meticulous case evaluation. We’ll review every aspect of your crash to determine fault and assess your damages.
Skilled evidence collection. From police reports to traffic camera footage, we’ll gather the proof needed to strengthen your case.
Experienced insurer negation. Our team handles all communication with insurance companies, ensuring you’re not taken advantage of.
Practiced litigation. We’re prepared to take your case to court if we cannot reach a fair settlement.

With over $20 million in settlements and verdicts, personal injury attorney Judson Daws of Daws Legal has a proven track record. His fearless approach ensures that you receive the justice and compensation you deserve.

Choose Daws Legal to Protect Your Rights

Daws Legal is more than a law firm—it’s a partner in your pursuit of justice. Here are just a few reasons clients trust us:

Experience and expertise—Judson is board-certified in Personal Injury Trial Law, a distinction earned by only a small percentage of Texas attorneys;
Recognition—from Top 40 Under 40 to Pro Bono Attorney of the Year, Judson’s accolades reflect his dedication to excellence; and
Client-centered approach—Empathy, transparency, and unwavering commitment define our practice.

When you choose us, you’re choosing a firm that prioritizes your needs every step of the way. Contact us today for a free case review. Let us fight for you while you focus on recovery. With Daws Legal, justice is always within reach.

When Should You Get a Lawyer for a Car Accident in Texas?

Posted on February 21, 2025March 7, 2025 by dawslegal

You’re driving home after a long day when another car suddenly slams into yours. The impact jolts you forward, and everything becomes a blur. The next few moments—filing insurance claims, dealing with medical care, assessing vehicle damage—can feel like an overwhelming knot of questions and decisions. Among the chaos, one thought might cross your mind: Is it worth getting an attorney for a car accident? In Texas, the answer often hinges on the specifics of your case, but the right lawyer can protect your rights and maximize your compensation.

At Daws Legal, we believe you deserve more than just answers; you deserve results. Our team’s extensive experience—including million-dollar verdicts and confidential settlements—ensures you’re in capable hands. Keep reading for answers to questions like, Should I get an attorney after a car accident? and How long do you have to get a lawyer after a car accident? Then, contact us for a free consultation to learn more about how we can help.

Should I Get an Attorney After a Car Accident?

The short answer? Yes. Especially if your accident involves significant injuries, unclear liability, or uncooperative insurance companies. Here are a few situations when hiring an attorney is not just advisable but essential:

Severe injuries. Catastrophic injuries like broken bones or spinal damage often come with extensive medical bills and long recovery periods.
Disputed liability. If the fault isn’t immediately apparent, an attorney can investigate and gather evidence to support your claim.
Insurance denials or low offers. Insurers may undervalue your claim to save money. A lawyer can negotiate for the settlement you deserve.
Complex accidents. Multi-vehicle crashes require thorough analysis to determine who’s responsible.
Legal deadlines. Texas law imposes a two-year statute of limitations on personal injury claims, so timely action is crucial.

When you hire an attorney, you’re equipping yourself with the knowledge and tools to navigate these challenges. At Daws Legal, we shoulder the burden of legal complexities so you can focus on healing.

How Long Do You Have to Get a Lawyer After a Car Accident?

As mentioned above, in Texas, you typically have two years from the date of your car accident to file a personal injury lawsuit. This timeline may seem generous, but waiting too long can weaken your case. Here’s why:

Evidence fades—physical evidence like skid marks and vehicle damage deteriorates over time;
Witness memories fade—the details witnesses recall become less reliable as months pass; and
Insurance deadlines—some policies have internal reporting requirements, and delays can affect your claim.

The sooner you act, the stronger your case will be. Consulting with a lawyer early on ensures you do not overlook any critical details, and your claim remains on a solid legal footing.

Steps to Take After a Car Accident

Taking the right actions immediately after a crash can significantly impact your claim. Here’s what to do:

Call the police—an official police report documents the accident and often includes fault assessments;
Seek medical attention—even if you feel fine, some injuries, like whiplash or internal trauma, may surface later;
Document the scene—capture photos of vehicle damage, road conditions, and any visible injuries;
Exchange information—collect contact and insurance details from all involved parties; and
Avoid admitting fault—stick to factual statements and avoid saying anything that could imply blame.

Following these steps lays the groundwork for a strong case. The Daws Legal team can build upon this foundation by gathering additional evidence, consulting experts, and negotiating with insurers.

Is It Worth Getting an Attorney for a Car Accident: What Can a Lawyer Do for Me?

Hiring an attorney after a car accident does more than alleviate stress; it enhances your chances of obtaining fair compensation. Here’s how Judson Daws and the Daws Legal team can help:

Careful case evaluation. We analyze every detail of your accident to assess liability and determine potential damages.
Meticulous evidence collection. From police reports to witness testimony, we gather the proof needed to support your claim.
Aggressive negotiation. Insurers often aim to minimize payouts. We fight for the compensation you deserve.
Skilled litigation. If negotiations stall, our courtroom experience ensures your case is trial-ready.
Customized guidance. Every case is unique. We tailor our strategy to match the specific circumstances of your accident.
Ongoing support. We provide consistent updates and clear communication so you always know where your case stands.

With over $20 million in settlements and verdicts, our results speak volumes about our commitment to justice.

Why Legal Expertise Matters

Car accidents often involve more than just immediate damages. Long-term implications like ongoing medical treatment, loss of income, and emotional distress can significantly affect your life. An experienced lawyer understands how to calculate these damages and build a compelling case. Without legal expertise, you may unknowingly accept an offer that doesn’t fully cover your needs.

However, not all law firms are created equal. At Daws Legal, we dig deeper to ensure we cover every aspect of your claim. We pride ourselves on:

Relentless advocacy. Whether negotiating settlements or taking a case to court, we never back down from a challenge.
Extensive local knowledge. With deep ties to Texas, we understand the unique challenges and nuances of state laws.
Established expertise. Judson is board-certified in Personal Injury Trial Law, a distinction held by only a small percentage of Texas attorneys.
Client-centered service. Transparency and empathy guide everything we do.
Proven success. From Top 40 Under 40 to Pro Bono Attorney of the Year, our accolades reflect our dedication.

When you choose us, you choose a firm that fights tirelessly for your rights.

Act Now to Protect Your Rights: Contact Daws Legal

At Daws Legal, we understand the moments after a car accident can be stressful. Navigating the complex process of obtaining compensation for your damages is even more difficult. We’ll guide you through your options and take control of your situation. The right attorney can be the difference between a quick and fair settlement. Call us today for a free case review. Let us handle the legal battles while you focus on recovery. With Daws Legal, justice isn’t just possible—it’s within reach.

Typical Car Accident Settlement Amounts with No Injury

Posted on February 21, 2025July 13, 2025 by dawslegal

At Daws Legal, PLLC, we recognize that even a seemingly minor car accident can create uncertainty and frustration. Physical harm may not be a factor, but financial challenges often arise. Costs such as vehicle repairs, lost wages, and unexpected out-of-pocket expenses can add up quickly. Unlike large firms that treat clients as case numbers, we provide personalized legal guidance to help Texans recover the compensation they deserve. Understanding car accident compensation for non-injury cases can empower you to navigate the claims process effectively.

Can You Get a Settlement for a Car Accident with No Injuries?

Yes, compensation is still available after a car accident, even when physical injuries are absent. While these claims generally result in lower settlements than those involving medical costs, financial losses may still be recoverable. Possible compensation includes:

Vehicle repairs or replacement—the cost of restoring or replacing your vehicle;

Lost wages—if you missed work, you may claim lost wages from a car accident without injury;

Diminished vehicle value—compensation for any reduction in your car’s resale worth;

Rental car costs—reimbursement for a rental vehicle while yours is being repaired; and

Other out-of-pocket expenses—includes costs such as towing fees, rideshares, or public transportation.

Even when no medical expenses exist, financial damages can be significant. Filing a timely claim is crucial to securing fair compensation.

What Is the Average Settlement for a Non-Injury Car Accident?

Determining the average settlement for a non-injury car accident can be complex, as compensation depends on several factors, including vehicle damage, insurance policies, and liability determinations. However, in Texas, these settlements typically range from a few hundred to several thousand dollars.

For example, minor fender benders involving cosmetic damage, such as scratched paint or small dents, may result in settlements between $500 and $2,500. On the other hand, accidents leading to major repairs, such as frame damage or significant mechanical issues, can yield settlements exceeding $10,000. The final amount is influenced by:

The severity of vehicle damage. Minor repairs generally lead to lower settlements, while extensive damage increases potential costs and compensation.
Insurance policy limitations. The at-fault driver’s coverage limits impact how much you can recover.
Fault determination. If the responsible driver’s liability is clear, settlement negotiations may favor the victim.
Quality of documentation. Comprehensive evidence, including repair estimates, police reports, and accident scene photos, can strengthen claims and increase settlement offers.

By understanding these elements, accident victims can better estimate potential settlements and prepare for the claims process accordingly. There is no definitive average settlement for a non-injury car accident, as multiple factors influence the outcome. In Texas, settlements typically range from a few hundred to several thousand dollars, but they can run higher depending on the specifics of the case. Understanding how these factors impact settlements can help set realistic expectations and guide your next steps.

How to Maximize Your Car Accident Compensation

Although non-injury settlements tend to be lower, strategic steps can improve your claim’s value.

Gather Strong Evidence

Supporting documentation strengthens your case. Be sure to:

Capture photos and videos of the accident scene, vehicle damage, and road conditions;
Obtain a police report if law enforcement was involved;
Collect repair estimates from a certified body shop or mechanic; and
Maintain records of lost wages, such as pay stubs or employer statements.

Organized evidence helps strengthen your position when negotiating with insurers.

Do Not Accept the First Offer

Often, initial settlement offers from insurers are low and do not accurately reflect your losses. Reviewing an offer carefully and negotiating for an amount that fully accounts for your financial losses can prevent future out-of-pocket expenses.

Understand Your Insurance Coverage

Texas follows an at-fault insurance system, meaning the driver responsible for the crash must cover damages. If the other driver’s policy does not provide full compensation, additional options include:

Collision coverage—helps pay for vehicle repairs regardless of fault; and

Uninsured/underinsured motorist (UM/UIM) coverage—provides compensation if the at-fault driver lacks sufficient insurance.

Knowing your coverage details can help you avoid unexpected financial burdens.

Consider Hiring a Lawyer

Insurance companies often attempt to minimize payouts. A personal injury attorney can advocate for a fair settlement, handle negotiations, and challenge low offers. Legal representation is especially beneficial if damages are significant or the other party disputes liability.

When Should You Consider Legal Action for a Non-Injury Car Accident?

Although most car accident claims are resolved through out-of-court insurance settlements, certain circumstances may require going to court to secure appropriate compensation. For example, if an insurance company refuses to provide a reasonable payout or disputes liability, pursuing legal recourse may be necessary. Some situations that may justify going to court include:

Unreasonable insurance denials. If the insurer refuses to compensate for legitimate losses, an attorney can help challenge the denial in court.
Disputed liability. When the at-fault driver contests responsibility for the accident, legal action may help establish accountability.
Insufficient settlement offers. If the proposed compensation does not adequately cover property damage, lost wages, or other out-of-pocket expenses, a lawsuit may lead to a better outcome.
Bad faith insurance practices. Some insurers act in bad faith by delaying or refusing legitimate claims. Legal representation may be necessary to hold them accountable.
Damages exceeding policy limits. If the responsible driver’s policy does not fully cover the financial losses, a lawsuit may be required to recover additional compensation.

Taking legal action can help ensure that accident victims receive fair treatment and do not suffer financial losses due to an insurance company’s refusal to negotiate in good faith. Consulting with an attorney can provide clarity on whether litigation is the best course of action.

Contact Daws Legal, PLLC for Help with Your Car Accident Claim

At Daws Legal, PLLC, we recognize that non-injury car accidents can still result in significant financial setbacks and frustrations. If you need assistance with vehicle damage, lost wages, or a denied insurance claim, we are prepared to help you seek fair compensation.

Contact us today for a free consultation, and let us review your claim. Our commitment is to help Texans receive the compensation they deserve—no gimmicks, just results.